si-mexico Chapter 319: Sun Chengcheng’s two elder brothers who are bank presidents were investigated at the sa
Chapter 319: Sun Chengcheng’s two elder brothers who are bank presidents were investigated at the sa
Qian Yizhen said: "The main construction of the county government office building should be 80% complete. Go to the county magistrate and the finance department to ask for money. If that doesn't work, get a mortgage loan and let the finance department bear the interest."
Manager Zhang Shuo said: "Because of the urgent need for funds, Manager Zhang Yanzhong has gone to the county head and leaders more than once. The county leaders always say that there is no money and the county funds have been used to build roads. The slogan is, if you want to get rich, build roads first. I have never thought of mortgage loans. I will call Manager Zhang Yanzhong later and ask him to give it a try."
Everyone walked and talked until they arrived at the entrance of Lanyan Feixiang Hotel. Manager Wang Haoyang was already standing at the door waiting for them.
Everyone entered the hotel's private room and took their seats one by one. Exquisite dishes were placed on the table one by one. The glasses were filled with Kuangfu family wine. Everyone raised their glasses and drank together, laughing and having fun.
Zhang Jiyong, the director of the First Textile Factory in the northern provincial capital, said, "Have you heard? President Sun of XX Bank is under investigation. It is said that he was involved in the unfinished construction project of the clothing wholesale city. He is suspected of using his position to seek benefits for others, illegally issuing loans, accepting huge amounts of money, and so on."
The waiter replied, "Are you talking about the president of xx Bank? He is often invited to our Blue Flying Hotel to eat, swim, play ball, etc. He is very rich and always drinks the most expensive wine and orders the most expensive dishes. He is a distinguished guest of our hotel."
Manager Zhang Shuo said: "It is very difficult to get a loan from a state-owned bank now. If you don't have strong connections, you can only use money. So, there is a proverb that proves that "a dog at home is good for keeping the house", "someone in the kitchen is good for eating", and "someone in the court is good for being an official" hahahaha."
Qian Yizhen said: "As far as I know, President Sun's sister Sun Chengcheng and the manager of the clothing wholesale city Fu Minghui are high school classmates and best friends, and the two have a special relationship.
Fu Minghui easily obtained a huge loan from the bank owned by Sun Chengcheng's two elder brothers, but after the clothing wholesale city was left unfinished, the two elder brothers' illegal lending and private power-for-money transactions also surfaced. So, no matter how good the relationship is, it cannot violate laws and regulations, otherwise, sentencing and imprisonment are inevitable. "
Yue Huijin, deputy production manager of the textile factory, said: “I heard from a friend that to get a bank loan, one had to beg people for help. It was like a dumb person eating bitter herbs, unable to express his suffering.
For example, if you want to borrow one million yuan, you submit an application to the bank's credit department, complete the documents, conduct an on-site inspection, etc., and all the loan procedures are complete, and you meet all the loan conditions, then the loan should be approved.
However, no matter how hard you wait, you just can't get the loan. When you go to inquire and ask for a loan, the staff in the credit department often have an unfriendly attitude and say, "You have a head on your shoulders and nothing in your hands. Just wait, there's no rush."
People who understand know that this is a hint to ask for gifts. There is no choice but to quickly buy gifts, take gift money, and visit the president's home, the vice president in charge of credit's home, the credit section chief's home, the credit clerk's home, etc. one by one.
After begging and pleading, the loan was finally approved. I can finally breathe a sigh of relief, but it’s not over yet. The head of the credit department has said that my wife hasn’t completed her deposit-raising task for this month. I need to go to the savings bank where my wife works and open a deposit account. I can deposit the loan that has just been approved into the account for a while to help my wife complete the task.
The company's finance department had no choice but to obey and go to the savings bank where the credit section chief's wife worked to open a deposit account and deposit the loan they had just received into the designated deposit account.
Finally it's done, but it's not over yet. The bank stipulates that 20 to 30 percent of the funds must be reserved and cannot be touched. They can only be used to deduct loan interest and deposit for timely repayment. So, out of the one million loan, only 700,000 can be used. However, the 700,000 must be kept in a designated account to fulfill the task for the wife of the credit section chief.
However, when the loan is needed, it cannot be used directly. It depends on the credit section chief’s wife’s mood. You say, is it difficult to get a bank loan? It is simply as difficult as climbing to the sky. The water in the bank is too deep and too shady. Oh…”
Everyone was eating and drinking, and after listening to Deputy Director Yue Huijin's speech, they started talking about it.
"People who work in banks have high salaries and high hidden incomes. Powerful people are scrambling to put their wives and children into banks. Ordinary people can only watch helplessly."
"Yes, I have a classmate. He, his wife, his father, his uncle, his nephew, and his niece-in-law all work in banks. His family's food, clothing, drinks, and daily necessities are much better than those of ordinary people. They have already driven private cars, and it is said that they are all good cars worth more than 200,000 yuan."
Secretary Zhang Chuanren said: "Comrades, don't always envy people who work in banks. Every family has its own troubles. I heard that the two presidents Sun received notices of dismissal and investigation within two months. After the Sun family got into trouble, the family members initially kept it a secret from his father and mother.
Later, Sun's father and mother became aware of it and kept asking questions. The result was that the eldest son struggled and hesitated all night after receiving the notice of dismissal and investigation from his superiors. He was hesitant between life and death. Finally, at four o'clock in the morning, he jumped from the president's office on the eighth floor of the bank office building and committed suicide.
Professor Jiang Yuhan said: "In fact, bank presidents and credit section chiefs are both high-risk positions. If they are not strong-willed and do not understand the law, they will be blinded by greed and lead to occupational crimes.
(1) If a bank president uses his position to solicit or illegally accept money or property from others in order to seek benefits for them, and the amount involved is relatively large, he may be guilty of bribery.
(2) If a bank president embezzles, steals, defrauds or illegally possesses public property by other means, it may constitute the crime of embezzlement.
(3) If a bank president abuses his power in the course of performing his duties, causing major losses to public property, national and people's interests, he may be guilty of abuse of power.
(4) If a bank president is seriously irresponsible and fails to perform or incorrectly performs his duties, resulting in major losses to public property, national and people's interests, he may be guilty of dereliction of duty.
(5) If a bank president takes advantage of his position to illegally appropriate the company's property for his own use, this may constitute the crime of embezzlement.
The final outcome is:
First, if the amount involved is relatively large, the offender shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention and shall also be fined.
Second, if the amount is huge, the offender shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined.
Third, if the amount is extremely huge, the offender shall be sentenced to fixed-term imprisonment of not less than ten years or life imprisonment and shall also be fined.
In the end, it still lives up to the old saying, God is watching what you do, don’t stretch your hand, or you will be caught.”
"I also heard that when Sun's father and mother learned that their eldest son committed suicide and their second son was arrested, they were devastated. Sun's father suffered a heart attack on the spot and died despite medical treatment. Sun's mother got so angry that she suffered a brain stem hemorrhage and fell into a coma." The financial director of Kuangfujia Liquor Co., Ltd. interrupted.
Qian Yizhen said: "So, our group company should also pay attention to preventing occupational crimes and keep vigilant. First, we should hire professional lawyers, second, popularize legal knowledge among all employees, third, constantly improve internal management and supervision mechanisms, and fourth, when it comes to issues involving large amounts of money or complex situations, we should consult professional lawyers at any time to obtain more specific legal advice."
After lunch, Manager Wang Haoyang personally led the leaders of the Dream Come True Group who were attending the meeting to go bowling, while Professor Qian Yizhen and Jiang Yuhan walked back to the talent apartment for a lunch break.